Tappo Terms and Conditions

Effective Date: April 29, 2025

1. Acceptance of Terms

By using Tappo's platform, website, mobile application, or services, you accept and agree to be bound by these Terms and Conditions, our Privacy Policy, and any additional terms applicable to specific services.

2. Services

Tappo provides digital financial services including but not limited to digital loan products, financial management tools, and merchant payment options. We reserve the right to modify or discontinue any services at any time without prior notice.

3. Eligibility

You must be at least 18 years old and legally capable of entering into binding contracts. You must provide accurate, complete, and updated registration information to access our services.

4. Loan Applications

- All loan offers are subject to eligibility checks and verification processes.
- Approval of a loan application is at the sole discretion of Tappo.
- Borrowers must repay loans according to the agreed repayment schedule. Delays may result in penalties or service restrictions.

5. Use of the Platform

You agree to use Tappo only for lawful purposes and not to:

6. Fees and Charges

Certain fees, service charges, or penalties may apply for using Tappo services. Full details will be disclosed during the loan application process.

7. Account Security

You are responsible for maintaining the confidentiality of your account credentials. You agree to immediately notify Tappo of any unauthorized access or use of your account.

8. Data Privacy

We collect and process personal data as described in our Privacy Policy. By using Tappo, you consent to such data collection and processing.

9. Intellectual Property

All content, branding, and materials on the platform are owned by or licensed to Tappo and are protected by copyright and intellectual property laws. Unauthorized use is prohibited.

10. Limitation of Liability

Tappo shall not be liable for any indirect, incidental, special, or consequential damages arising out of your use of our services.

11. Amendments

We may revise these Terms and Conditions from time to time. Updates will be effective immediately upon posting. Continued use of the services constitutes acceptance of the updated Terms.

12. Governing Law

These Terms and Conditions are governed by the laws of Ethiopia. Any disputes shall be resolved in the appropriate courts of Ethiopia.

13. Contact Us

If you have any questions about these Terms and Conditions, please contact us at: